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Red Nose Day - Laugh. Give. Save a kid.

Team RGA is joining in the "Red Nose Day fund raiser". Red Nose Day has through the power of entertainment, raised awareness and money to help kids who need us most at home and around the world. Red Nose Day is on a mission to lift kids out of poverty and has raised over $1 billion globally in the last 25 years.

Mitigating business interruption is imperative, but so is understanding the human effect a property damage claim can have. For this special group of individuals who so selflessly give back to the community, our approach is knowledgeable, effective, and dedicated.


Opportunites¸ Challenges Ahead For Insurers With The Next POTUS

One of the largest federal lobbying bodies for the property/casualty industry does not take a position in presidential politics¸ but at least one among its leaders believes either outcome of the 2016 contest will be a mixed bag for the insurance business. “Regardless of the outcome¸ there are very serious issues with both candidates¸” Nat Wienecke¸ senior vice president for federal government relations with the Property Casualty Insurers Association of America¸ told Insurance Business America.

Since Historic Flooding¸ Almost Half Of Louisiana NFIP Claims Settled

Louisiana flood victims have received over one billion dollars in flood insurance payments in less than three months after the historic flooding. Wayne Berggren with the National Flood Insurance Program says they’ve seen over 29¸000 claims submitted for review and payment and of that 48% have been closed out. “We’ve been trying to get the money back into the community as fast as we can and it’s every day¸ more money is getting out to the homeowners who have flood insurance.” Berggren says the average payment a homeowner covered under the National Flood Insurance Program is about 68¸000.

CoreLogic Wildfire Report Designates 1.8M Homes At Extreme Or High Risk

Things haven’t gone as bad as they could have so far in 2016 coming off last year’s record-setting wildfire season in the Western U.S.¸ according to a report out today detailing wildfire risks to properties in the Western U.S. The author of the report chalks that up to a mixture of luck and preparedness. However¸ Californians in particular should keep their fingers crossed. There’s still time left in the state’s wildfire season. The annual CoreLogic Wildfire Risk report designates 1.8 million single-family homes across 13 Western states as being at “Extreme” or “High” risk of wildfire damage¸ representing a combined total reconstruction cost value of nearly $500 billion.

Trump Took $17M In Insurance For Damage Few Remember

Donald Trump said he received a $17 million insurance payment in 2005 for hurricane damage to Mar-a-Lago¸ his private club in Palm Beach¸ but The Associated Press found little evidence of such large-scale damage. Two years after a series of storms¸ the real estate tycoon said he didn’t know how much had been spent on repairs but acknowledged he pocketed some of the money. Trump transferred funds into his personal accounts¸ saying that under the terms of his policy¸ "you didn’t have to reinvest it." In a deposition in an unrelated civil lawsuit¸ Trump said he got the cash from a "very good insurance policy" and cited ongoing work to the historic home.

High-End Men’s Store Hit By Smash-And-Grab Burglars

Police are investigating a burglary at Boyds in Center City Philadelphia after the store’s front window was found smashed out. They say it appears the suspects drove a car through the window. Officers were called to the scene around 4:30 a.m. Tuesday. According to a police report¸ a mannequin from the front display was found on the sidewalk. Police also found a car bumper on the sidewalk. Action News is told the suspects got away with expensive men’s suits and accessories. The Action Cam was there as workers boarded up the damaged window. Boyds is known for its high-end apparel and custom-made suits for men.

Residents Of Centre County¸ Pennsylvania Face Flooding Aftermath

Dana Barnhart’s father was asleep in the basement. The older man was in Milesburg visiting for the night and this subterranean siesta on an air mattress was the closest that he was ever going to get to the honeymoon suite — he did not¸ however¸ request the 3 a.m. wake up call. “I don’t mean to alarm you¸” Barnhart told him¸ “but the basement is filling up with water.” By the time that all was said and done¸ there would be 3 feet of the stuff covering the floor of his makeshift bedchamber¸ the byproduct of the same type of flash-flooding that Barnhart never thought was possible.

Florida Roofing Contractor Accused Of AOB Fraud

The focus of an I-team investigation is now facing felony charges. The story exposed Hightower Restoration and its manager Duane Michael Cottier in May after dozens of homeowners complained about jobs that were paid for but never finished. State insurance fraud investigators tell us they’d been tracking Cottier for the past week and finally caught up with him in Polk county over the weekend. According to the arrest summary¸ Cottier ripped off approximately 90 Citrus County homeowners to the tune of approximately $950 thousand dollars. The company went door-to-door pitching free roofs in Citrus County after a hail storm hit in 2014.

Fire Pit Probable Cause Of Deadly Atlanta House Blaze

Five people were killed Sunday in an early morning blaze that engulfed an entire house in suburban Atlanta¸ authorities said. The cause of the fire had not yet been determined¸ a Gwinnett County fire department spokesman said in a statement¸ though investigators said they were "unable to rule out" a backyard fire pit as the potential culprit. Firefighters were called to the scene in an unincorporated section of Gwinnett County at 3:30 a.m. Sunday after neighbors reported seeing smoke and flames coming from the two-story home¸ the statement said.

Heightened Tensions On Campus Underscore The Need For Risk Management

It may not quite be the cultural revolution of the 1960s¸ but the atmosphere on America’s college campuses has undergone a decided shift in that direction. Heightened tensions regarding race¸ gender and¸ most recently¸ the highly charged 2016 presidential campaign have fueled an influx of protests across the country and heightened the need for solid insurance coverage from property to educators legal liability. In a sense¸ protesting on campuses is a matter of course and even a rite of passage for young adults. Restrictions on time¸ place and manner typically head off any significant disruptions¸ and an increase in college security has lowered the risk profile of many institutions.

Owner Injured In House Explosion Sues Sears¸ Appliance Delivery Company

The homeowner who was injured in the house explosion in Fitchburg in August filed a lawsuit Friday against Sears and an appliance installation company¸ alleging an uncapped gas pipe led to the explosion. Brian K. Grittner and his attorney¸ Daniel Rottier¸ filed the lawsuit¸ which includes the man who installed a dryer in June 2011 and related insurance companies. According to the lawsuit¸ Grittner and his attorney believe the explosion at 5573 Cheryl Drive on Aug. 25¸ which severely damaged the house and injured Grittner¸ was caused by the escape of natural gas through a pipe that had not been capped five years earlier.

Gas Explosion Rocks Oregon Shopping District¸ Injuring 8

A powerful natural gas explosion rocked a busy Portland¸ Oregon¸ shopping district Wednesday¸ injuring eight people and igniting a fire that sent a huge plume of smoke over the heart of the city. Three firefighters¸ two police officers and three civilians were hurt and one of the firefighters was in surgery Wednesday afternoon for a broken leg¸ authorities said. None of the injuries appeared life-threatening. A building that housed a bagel shop and a beauty salon in the popular NW 23rd Street shopping district was reduced to rubble and its smoldering roof was splayed across the road.

Fire Supression System Saves Facility Targeted By Arsonist

Water--not smoke--signaled trouble at a home for pregnant women in crisis in downtown Orange on Monday morning. There was so much water on Caroline Street that a passerby suspected a water main break and alerted the town. Workers instead discovered water pouring from beneath the front doors of the former President Madison Inn¸ which is being transformed into a 30-room maternity home by the Paul Stefan Foundation and was set to open by year’s end. The nonprofit’s administrative assistant¸ Barbara Harris¸ lives on a nearby property and was the first to step inside. She knew as soon as she inhaled the acrid air that there had been a fire.

Uncontained Colorado Wildfire Burns More Buildings

A wildfire in southern Colorado has destroyed five homes¸ and hundreds of people remain under evacuation orders¸ authorities said Tuesday. The fire has scorched more than 25 square miles¸ the Pueblo County Sheriff’s Department said. The fire started when high winds blew a metal outbuilding into a power line¸ the sheriff’s department said. Another 281 homes were threatened¸ and 13 outbuildings have been destroyed¸ authorities said. Firefighters were trying to build containment lines along the north side of the fire Tuesday to prevent it from spreading¸ but the blaze was still uncontained Tuesday night¸ authorities said.

Drones Boost Travelers' CAT Response Teams

Travelers has deployed about 60 catastrophe response professionals trained on drone technology to areas affected by Hurricane Matthew. The company’s SVP of claim¸ Patrick Gee¸ says that the company’s mature drone program is already paying off in more efficiency and a safer experience for claims professionals. "Whenever you climb ladders there’s a risk of an accident occurring¸ and with certain steep roofs¸ we had to contract an external company that had the right kids of harnesses and equipment¸ sometimes even requiring a second visit¸" Gee says. "But we are finding our use of drones is providing all the information we need."

Florida Insurers Expect Inflated Claims After Matthew

Property insurers dodged major losses in the wake of Hurricane Matthew – with initial estimates falling from $50 billion to $8.8 billion – but a controversial legal provision is causing some industry discomfort. The Assignment of Benefits (AOB) legal tool¸ a Florida provision allowing contractors to bill and be paid directly by insurers¸ was introduced as a means to prevent homeowners from having to pay money upfront or deal with the complicated claims process. The years since its introduction¸ however¸ have convinced some that repair vendors have taken advantage of AOB by artificially increasing the cost of claims – sometimes even suing the insurer if it refuses to pay the bills.

Southwestern Colorado Wildfire Prompts Mandatory Evacuations

A fast-growing wildfire in southern Colorado has destroyed structures and forced the evacuation of more than 150 homes¸ officials said. The fire was reported before dawn Monday some 25 miles southwest of Pueblo¸ the Custer County Emergency Management Office said. And by Monday evening it had mushroomed to 21 square miles¸ according to El Paso County sheriff’s spokeswoman Gail Perez. The fire sent up large plumes of smoke¸ which led to a health advisory for people living as far east as Pueblo.

Two Tornadoes Touch Down In Coastal Oregon Communities

Two tornadoes touched down on the Oregon coast Friday morning as the National Weather Service issued 10 separate tornado warnings for multiple coastal communities in Oregon and Washington.Warning areas included Cannon Beach¸ Garibaldi¸ Tillamook¸ Cape Meares¸ Netarts¸ Manzanita¸ Rockaway and Nehalem. People in the warning areas were advised to take cover¸ avoid windows and move to a basement or an interior room on the lowest floor of a sturdy building. The National Weather Service confirmed a tornado hit Manzanita and a crew was set to travel to the coast to assess the damage and strength of the storm.

Crews Struggle To Contain Nevada Wildfire

Firefighters in Nevada were hoping to stop a wind-driven wildfire¸ which has already destroyed 22 homes north of Carson City¸ from jumping any major roads. The blaze between Reno and Carson City was only 5 percent contained Saturday¸ fire officials said. The fire¸ which grew overnight to more than 5 square miles¸ was threatening 500 structures and had destroyed 17 outbuildings. Residents east of Washoe Lake have been allowed to return home. Other neighborhoods have been permitted but told they might have to evacuate again during the weekend. Homes west of the lake will remain under evacuation.

GOP Headquarters Vandalized¸ Set On Fire

What started as a suspected political act of terror in North Carolina soon helped bring party lines together on Sunday night¸ after a GOP building was firebombed. Democrats rallied behind Republicans raising funds for the office that was attacked. The GOP office was vandalized late Saturday night as a bottle of flammable liquid was thrown through one of the windows¸ along with the words “Nazi Republicans leave town or else”. A swastika was also spray painted on a building adjacent to the office. No one was injured. “The office itself is a total loss¸” state GOP Executive Director Dallas Woodhouse said.

Estimated North Carolina Hurricane Damage Is $1.5B

North Carolina emergency officials have estimated that the destructive and deadly Hurricane Matthew caused $1.5 billion worth of damage to more than 100¸000 homes¸ businesses and government buildings in the state. The state’s Department of Public Safety said in a release issued on Saturday that county and state officials were still surveying the damage left behind by the storm. The department also said more than 33¸000 applications for individual assistance to the Federal Emergency Management Agency (FEMA) have been filed and $12.4 million has been approved.


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